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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,671 | $166,268-75.5% | $165,100-75.4% | $145,897-72.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 4.87% | 100.52%-95.6pp | 70.21%-65.3pp | 552.29%-547.4pp |
| Employer contribution / active EE | $6,785 | $5,284+28.4% | $4,348+56.1% | $4,663+45.5% |
| Participant deferral / active EE | $5,107 | $6,964-26.7% | $6,035-15.4% | $6,689-23.7% |
| Admin fee / account holder | $8,939 | $16,659-46.3% | $12,696-29.6% | $13,390-33.2% |