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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,054 | $68,573+66.3% | $120,368-5.2% | $80,874+41.0% |
| Participation rate | 52.4% | 61.6%-9.2pp | 71.9%-19.5pp | 67.6%-15.3pp |
| Annual return | 10.82% | 23.61%-12.8pp | 107.26%-96.4pp | 35.62%-24.8pp |
| Employer contribution / active EE | $749 | $2,052-63.5% | $3,465-78.4% | $2,756-72.8% |
| Participant deferral / active EE | $2,335 | $3,174-26.4% | $4,991-53.2% | $4,297-45.7% |
| Admin fee / account holder | $17,511 | $5,734+205.4% | $9,429+85.7% | $6,935+152.5% |