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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,507 | $135,956-18.0% | $123,894-10.0% | $273,972-59.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.96% | 56.63%-48.7pp | 47.52%-39.6pp | 41.46%-33.5pp |
| Employer contribution / active EE | $6,437 | $5,170+24.5% | $4,617+39.4% | $4,869+32.2% |
| Participant deferral / active EE | $12,567 | $6,343+98.1% | $5,984+110.0% | $5,287+137.7% |
| Admin fee / account holder | $1,084 | $9,817-89.0% | $8,357-87.0% | $10,133-89.3% |