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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,041 | $99,957-8.9% | $149,745-39.2% | $73,497+23.9% |
| Participation rate | 100.0% | 75.7%+24.3pp | 82.5%+17.5pp | 70.7%+29.3pp |
| Annual return | 23.53% | 53.87%-30.3pp | 276.72%-253.2pp | 28.51%-5.0pp |
| Employer contribution / active EE | $10,058 | $3,191+215.2% | $4,646+116.5% | $2,270+343.0% |
| Participant deferral / active EE | $12,052 | $6,073+98.5% | $6,843+76.1% | $3,740+222.2% |
| Admin fee / account holder | $3,056 | $551+454.8% | $9,312-67.2% | $513+495.5% |