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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,695 | $58,391-49.1% | $76,657-61.3% | $72,975-59.3% |
| Participation rate | 34.6% | 67.4%-32.7pp | 72.1%-37.5pp | 69.5%-34.9pp |
| Annual return | 19.68% | 2306.65%-2287.0pp | 1166.74%-1147.1pp | 81.01%-61.3pp |
| Employer contribution / active EE | $888 | $1,787-50.3% | $2,303-61.4% | $2,440-63.6% |
| Participant deferral / active EE | $1,945 | $2,690-27.7% | $3,335-41.7% | $3,608-46.1% |
| Admin fee / account holder | $2,261 | $4,014-43.7% | $6,423-64.8% | $5,124-55.9% |