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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,164 | $165,399-80.6% | $149,745-78.5% | $158,982-79.8% |
| Participation rate | 69.2% | 84.6%-15.3pp | 82.5%-13.3pp | 82.0%-12.7pp |
| Annual return | 16.24% | 348.34%-332.1pp | 276.72%-260.5pp | 302.99%-286.8pp |
| Employer contribution / active EE | $3,394 | $5,105-33.5% | $4,646-26.9% | $4,763-28.7% |
| Participant deferral / active EE | $5,510 | $7,183-23.3% | $6,843-19.5% | $5,983-7.9% |
| Admin fee / account holder | $1,898 | $10,811-82.4% | $9,312-79.6% | $11,252-83.1% |