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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,817 | $185,856-78.6% | $170,028-76.6% | $139,456-71.4% |
| Participation rate | 50.0% | 87.8%-37.8pp | 87.0%-37.0pp | 80.3%-30.3pp |
| Annual return | 20.49% | 60.52%-40.0pp | 53.39%-32.9pp | 373.45%-353.0pp |
| Employer contribution / active EE | $2,186 | $7,593-71.2% | $6,788-67.8% | $4,753-54.0% |
| Participant deferral / active EE | $4,162 | $11,623-64.2% | $10,409-60.0% | $6,711-38.0% |
| Admin fee / account holder | $1,020 | $15,387-93.4% | $12,820-92.0% | $11,407-91.1% |