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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,776 | $84,236-74.1% | $170,435-87.2% | $70,126-68.9% |
| Participation rate | 37.5% | 70.8%-33.3pp | 83.6%-46.1pp | 69.5%-32.0pp |
| Annual return | 16.59% | 23.06%-6.5pp | 205.94%-189.3pp | 73.15%-56.6pp |
| Employer contribution / active EE | $1,035 | $3,387-69.5% | $5,432-81.0% | $2,343-55.8% |
| Participant deferral / active EE | $2,708 | $3,086-12.2% | $4,939-45.2% | $3,332-18.7% |
| Admin fee / account holder | $15 | $5,698-99.7% | $13,881-99.9% | $4,645-99.7% |