Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,906 | $45,872+19.7% | $77,100-28.8% | $68,490-19.8% |
| Participation rate | 32.9% | 55.9%-23.0pp | 67.9%-35.0pp | 67.9%-35.0pp |
| Annual return | -16.97% | 1.73%-18.7pp | 42.35%-59.3pp | -7.85%-9.1pp |
| Employer contribution / active EE | $1,060 | $1,650-35.7% | $2,815-62.3% | $2,597-59.2% |
| Participant deferral / active EE | $3,424 | $2,963+15.6% | $4,430-22.7% | $4,028-15.0% |
| Admin fee / account holder | $587 | $3,041-80.7% | $5,443-89.2% | $5,403-89.1% |