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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,493 | $64,729-51.3% | $112,263-71.9% | $68,490-54.0% |
| Participation rate | 50.0% | 67.2%-17.2pp | 75.1%-25.1pp | 67.9%-17.9pp |
| Annual return | -17.03% | -11.40%-5.6pp | 27.49%-44.5pp | -7.85%-9.2pp |
| Employer contribution / active EE | $1,287 | $2,746-53.1% | $3,636-64.6% | $2,597-50.4% |
| Participant deferral / active EE | $1,969 | $3,566-44.8% | $4,729-58.4% | $4,028-51.1% |
| Admin fee / account holder | $1,299 | $5,222-75.1% | $6,410-79.7% | $5,403-76.0% |