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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,244 | $175,231-70.2% | $149,696-65.1% | $139,466-62.5% |
| Participation rate | 58.3% | 83.4%-25.1pp | 78.8%-20.4pp | 80.3%-22.0pp |
| Annual return | 16.62% | 166.77%-150.2pp | 134.46%-117.8pp | 373.66%-357.0pp |
| Employer contribution / active EE | $3,522 | $5,478-35.7% | $4,821-26.9% | $4,754-25.9% |
| Participant deferral / active EE | $5,740 | $6,521-12.0% | $5,682+1.0% | $6,712-14.5% |
| Admin fee / account holder | $472 | $16,155-97.1% | $13,212-96.4% | $11,409-95.9% |