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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,488 | $88,603-94.9% | $69,890-93.6% | $134,545-96.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -17.67% | 442.93%-460.6pp | 190.84%-208.5pp | 418.37%-436.0pp |
| Employer contribution / active EE | $751 | $3,236-76.8% | $2,560-70.7% | $4,742-84.2% |
| Participant deferral / active EE | $3,219 | $4,771-32.5% | $3,848-16.4% | $6,401-49.7% |
| Admin fee / account holder | $1,432 | $10,443-86.3% | $6,267-77.2% | $11,431-87.5% |