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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,218 | $175,231-94.2% | $149,696-93.2% | $139,466-92.7% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.3pp | 80.3%-8.9pp |
| Annual return | 0.00% | 166.77%-166.8pp | 134.46%-134.5pp | 373.66%-373.7pp |
| Employer contribution / active EE | $2,552 | $5,478-53.4% | $4,821-47.1% | $4,754-46.3% |
| Participant deferral / active EE | $5,324 | $6,521-18.4% | $5,682-6.3% | $6,712-20.7% |
| Admin fee / account holder | $382 | $16,155-97.6% | $13,212-97.1% | $11,409-96.7% |