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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,285 | $142,426-93.5% | $115,167-91.9% | $152,909-93.9% |
| Participation rate | 87.5% | 82.4%+5.1pp | 75.9%+11.6pp | 82.5%+5.0pp |
| Annual return | 59.19% | 41.48%+17.7pp | 35.60%+23.6pp | 345.46%-286.3pp |
| Employer contribution / active EE | $3,331 | $4,011-17.0% | $3,179+4.8% | $4,764-30.1% |
| Participant deferral / active EE | $4,541 | $5,165-12.1% | $4,169+8.9% | $5,851-22.4% |
| Admin fee / account holder | $1,185 | $8,464-86.0% | $7,089-83.3% | $11,601-89.8% |