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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,305 | $167,533-69.4% | $151,645-66.2% | $134,545-61.9% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.5%-20.8pp | 81.2%-14.6pp |
| Annual return | -17.49% | 7.81%-25.3pp | 3.34%-20.8pp | 418.37%-435.9pp |
| Employer contribution / active EE | $8,308 | $6,828+21.7% | $6,165+34.8% | $4,742+75.2% |
| Participant deferral / active EE | $8,477 | $8,985-5.7% | $8,363+1.4% | $6,401+32.4% |
| Admin fee / account holder | $8,566 | $13,781-37.8% | $11,614-26.2% | $11,431-25.1% |