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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,309 | $45,872-14.3% | $77,096-49.0% | $68,486-42.6% |
| Participation rate | 63.3% | 55.9%+7.4pp | 67.9%-4.6pp | 67.9%-4.6pp |
| Annual return | -23.01% | 1.73%-24.7pp | 42.35%-65.4pp | -7.85%-15.2pp |
| Employer contribution / active EE | $2,639 | $1,650+60.0% | $2,814-6.2% | $2,597+1.6% |
| Participant deferral / active EE | $9,538 | $2,963+221.9% | $4,429+115.3% | $4,028+136.8% |
| Admin fee / account holder | $2 | $3,041-99.9% | $5,428-100.0% | $5,404-100.0% |