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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,166 | $131,835-89.3% | $108,582-87.0% | $273,972-94.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 4.36% | -91.57%+95.9pp | -51.70%+56.1pp | 41.46%-37.1pp |
| Employer contribution / active EE | $1,713 | $4,913-65.1% | $3,758-54.4% | $4,869-64.8% |
| Participant deferral / active EE | $8,587 | $5,127+67.5% | $4,311+99.2% | $5,287+62.4% |
| Admin fee / account holder | $734 | $10,253-92.8% | $7,645-90.4% | $10,133-92.8% |