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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,759 | $176,105-51.3% | $159,474-46.2% | $167,536-48.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.85% | 331.91%-316.1pp | 263.68%-247.8pp | 478.82%-463.0pp |
| Employer contribution / active EE | $9,808 | $5,299+85.1% | $4,831+103.0% | $4,839+102.7% |
| Participant deferral / active EE | $8,609 | $7,751+11.1% | $7,353+17.1% | $6,342+35.7% |
| Admin fee / account holder | $3,249 | $12,559-74.1% | $10,802-69.9% | $12,315-73.6% |