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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,011 | $211,239-61.2% | $178,528-54.1% | $145,877-43.8% |
| Participation rate | 66.7% | 80.8%-14.1pp | 77.1%-10.4pp | 80.3%-13.6pp |
| Annual return | 21.39% | 30.22%-8.8pp | 27.11%-5.7pp | 551.28%-529.9pp |
| Employer contribution / active EE | $7,476 | $4,570+63.6% | $3,950+89.2% | $4,663+60.3% |
| Participant deferral / active EE | $10,167 | $6,963+46.0% | $6,278+61.9% | $6,691+52.0% |
| Admin fee / account holder | $352 | $12,095-97.1% | $10,419-96.6% | $13,402-97.4% |