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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,242 | $198,457-89.3% | $170,435-87.5% | $147,586-85.6% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 23.41% | 257.30%-233.9pp | 205.94%-182.5pp | 578.59%-555.2pp |
| Employer contribution / active EE | $1,463 | $6,183-76.3% | $5,432-73.1% | $4,876-70.0% |
| Participant deferral / active EE | $4,108 | $5,629-27.0% | $4,939-16.8% | $5,439-24.5% |
| Admin fee / account holder | $335 | $16,852-98.0% | $13,881-97.6% | $10,886-96.9% |