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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,608 | $202,342-74.0% | $172,753-69.5% | $152,909-65.6% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.5%-15.8pp |
| Annual return | 20.83% | 1029.88%-1009.0pp | 803.00%-782.2pp | 345.46%-324.6pp |
| Employer contribution / active EE | $2,304 | $5,857-60.7% | $5,144-55.2% | $4,764-51.6% |
| Participant deferral / active EE | $6,821 | $5,948+14.7% | $5,198+31.2% | $5,851+16.6% |
| Admin fee / account holder | $434 | $17,112-97.5% | $13,956-96.9% | $11,601-96.3% |