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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,996 | $172,111+4.0% | $150,298+19.1% | $137,256+30.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | -1.69% | 69.37%-71.1pp | 62.79%-64.5pp | 220.34%-222.0pp |
| Employer contribution / active EE | $12,271 | $4,636+164.7% | $4,154+195.4% | $4,156+195.3% |
| Participant deferral / active EE | $16,434 | $6,166+166.5% | $5,453+201.4% | $6,407+156.5% |
| Admin fee / account holder | $3,756 | $16,471-77.2% | $14,116-73.4% | $12,270-69.4% |