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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,299 | $183,592+53.2% | $155,574+80.8% | $145,877+92.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.35% | 61.37%-44.0pp | 64.87%-47.5pp | 551.28%-533.9pp |
| Employer contribution / active EE | $2,515 | $5,317-52.7% | $4,676-46.2% | $4,663-46.1% |
| Participant deferral / active EE | $10,725 | $6,466+65.9% | $5,629+90.5% | $6,691+60.3% |
| Admin fee / account holder | $2,216 | $19,316-88.5% | $15,914-86.1% | $13,402-83.5% |