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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,174 | $133,981-57.3% | $112,249-49.1% | $134,532-57.5% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -19.68% | 47.16%-66.8pp | 27.48%-47.2pp | 418.27%-437.9pp |
| Employer contribution / active EE | $4,532 | $4,040+12.2% | $3,636+24.6% | $4,741-4.4% |
| Participant deferral / active EE | $10,528 | $5,292+98.9% | $4,729+122.6% | $6,401+64.5% |
| Admin fee / account holder | $2,843 | $7,492-62.1% | $6,412-55.7% | $11,429-75.1% |