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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,025 | $162,136-74.1% | $152,301-72.4% | $154,746-72.8% |
| Participation rate | 94.1% | 84.1%+10.0pp | 82.4%+11.7pp | 80.7%+13.4pp |
| Annual return | 18.57% | 91.02%-72.5pp | 80.50%-61.9pp | 172.34%-153.8pp |
| Employer contribution / active EE | $3,063 | $4,890-37.4% | $4,624-33.8% | $4,379-30.1% |
| Participant deferral / active EE | $5,460 | $8,341-34.5% | $8,004-31.8% | $6,730-18.9% |
| Admin fee / account holder | $825 | $15,759-94.8% | $14,398-94.3% | $14,365-94.3% |