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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,786 | $96,678-62.0% | $86,640-57.5% | $139,466-73.6% |
| Participation rate | 57.1% | 74.4%-17.3pp | 71.7%-14.6pp | 80.3%-23.2pp |
| Annual return | 20.80% | 106.69%-85.9pp | 592.52%-571.7pp | 373.66%-352.9pp |
| Employer contribution / active EE | $2,061 | $3,265-36.9% | $3,024-31.8% | $4,754-56.6% |
| Participant deferral / active EE | $3,466 | $4,837-28.3% | $4,438-21.9% | $6,712-48.4% |
| Admin fee / account holder | $755 | $6,410-88.2% | $5,616-86.5% | $11,409-93.4% |