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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,332 | $183,516-68.8% | $155,534-63.1% | $145,884-60.7% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 9.45% | 61.43%-52.0pp | 64.92%-55.5pp | 551.85%-542.4pp |
| Employer contribution / active EE | $1,220 | $5,315-77.1% | $4,675-73.9% | $4,662-73.8% |
| Participant deferral / active EE | $5,339 | $6,467-17.4% | $5,630-5.2% | $6,690-20.2% |
| Admin fee / account holder | $999 | $19,293-94.8% | $15,900-93.7% | $13,392-92.5% |