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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,173 | $93,598-33.6% | $135,974-54.3% | $75,173-17.3% |
| Participation rate | 97.0% | 75.2%+21.8pp | 81.9%+15.1pp | 67.2%+29.8pp |
| Annual return | 21.46% | 30.89%-9.4pp | 68.30%-46.8pp | 160.72%-139.3pp |
| Employer contribution / active EE | $8,178 | $3,538+131.2% | $4,859+68.3% | $2,671+206.2% |
| Participant deferral / active EE | $8,324 | $6,405+29.9% | $7,760+7.3% | $4,126+101.7% |
| Admin fee / account holder | $13,570 | $6,978+94.5% | $10,767+26.0% | $5,651+140.2% |