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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,515 | $102,429-15.5% | $147,096-41.2% | $80,925+6.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.35% | 135.02%-123.7pp | 419.75%-408.4pp | 35.65%-24.3pp |
| Employer contribution / active EE | $7,757 | $3,716+108.8% | $4,936+57.2% | $2,756+181.4% |
| Participant deferral / active EE | $9,560 | $6,649+43.8% | $8,071+18.5% | $4,299+122.4% |
| Admin fee / account holder | $9,106 | $7,957+14.4% | $13,005-30.0% | $6,940+31.2% |