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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,199 | $52,279-49.9% | $89,414-70.7% | $79,852-67.2% |
| Participation rate | 78.9% | 57.5%+21.4pp | 68.0%+11.0pp | 69.6%+9.3pp |
| Annual return | 15.86% | 22.16%-6.3pp | 245.50%-229.6pp | 31.72%-15.9pp |
| Employer contribution / active EE | $0 | $1,572-100.0% | $2,586-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,659 | $2,740-3.0% | $3,890-31.6% | $3,740-28.9% |
| Admin fee / account holder | $1,812 | $3,356-46.0% | $4,883-62.9% | $5,306-65.8% |