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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,367 | $57,140-27.6% | $85,240-51.5% | $80,959-48.9% |
| Participation rate | 75.0% | 56.4%+18.6pp | 67.5%+7.5pp | 67.7%+7.3pp |
| Annual return | 10.22% | 21.71%-11.5pp | 66.75%-56.5pp | 35.67%-25.5pp |
| Employer contribution / active EE | $1,424 | $1,802-21.0% | $2,735-47.9% | $2,757-48.3% |
| Participant deferral / active EE | $2,234 | $3,115-28.3% | $4,527-50.7% | $4,300-48.1% |
| Admin fee / account holder | $998 | $4,992-80.0% | $6,165-83.8% | $6,925-85.6% |