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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,367 | $57,073-27.5% | $85,126-51.4% | $80,925-48.9% |
| Participation rate | 75.0% | 56.4%+18.6pp | 67.5%+7.5pp | 67.7%+7.3pp |
| Annual return | 10.22% | 21.69%-11.5pp | 66.63%-56.4pp | 35.65%-25.4pp |
| Employer contribution / active EE | $1,424 | $1,801-20.9% | $2,731-47.9% | $2,756-48.3% |
| Participant deferral / active EE | $2,234 | $3,113-28.3% | $4,523-50.6% | $4,299-48.0% |
| Admin fee / account holder | $998 | $4,988-80.0% | $6,160-83.8% | $6,940-85.6% |