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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,391 | $176,688-94.1% | $130,660-92.0% | $152,897-93.2% |
| Participation rate | 29.4% | 79.0%-49.6pp | 71.7%-42.3pp | 82.5%-53.0pp |
| Annual return | 211.90% | 2693.08%-2481.2pp | 1709.29%-1497.4pp | 345.43%-133.5pp |
| Employer contribution / active EE | $412 | $5,743-92.8% | $4,092-89.9% | $4,764-91.4% |
| Participant deferral / active EE | $2,274 | $4,362-47.9% | $3,603-36.9% | $5,851-61.1% |
| Admin fee / account holder | $98 | $7,131-98.6% | $5,463-98.2% | $11,599-99.2% |