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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,568 | $100,194-63.5% | $122,979-70.3% | $86,983-58.0% |
| Participation rate | 75.0% | 73.0%+2.0pp | 77.2%-2.2pp | 69.5%+5.5pp |
| Annual return | 20.75% | 16.47%+4.3pp | 20.12%+0.6pp | 25.83%-5.1pp |
| Employer contribution / active EE | $950 | $2,326-59.1% | $3,062-69.0% | $2,584-63.2% |
| Participant deferral / active EE | $2,989 | $4,133-27.7% | $5,003-40.3% | $4,194-28.7% |
| Admin fee / account holder | $2,485 | $10,148-75.5% | $12,864-80.7% | $7,856-68.4% |