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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,568 | $104,098-64.9% | $140,514-74.0% | $94,015-61.1% |
| Participation rate | 75.0% | 73.7%+1.3pp | 77.8%-2.8pp | 70.8%+4.2pp |
| Annual return | 20.75% | 15.14%+5.6pp | 14.36%+6.4pp | 17.84%+2.9pp |
| Employer contribution / active EE | $950 | $2,388-60.2% | $3,378-71.9% | $2,790-65.9% |
| Participant deferral / active EE | $2,989 | $4,033-25.9% | $4,919-39.2% | $4,249-29.7% |
| Admin fee / account holder | $2,485 | $10,439-76.2% | $13,697-81.9% | $8,951-72.2% |