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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,297 | $165,381-54.5% | $149,730-49.7% | $158,966-52.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 3.71% | 348.29%-344.6pp | 276.70%-273.0pp | 302.95%-299.2pp |
| Employer contribution / active EE | $1,792 | $5,104-64.9% | $4,645-61.4% | $4,762-62.4% |
| Participant deferral / active EE | $4,318 | $7,182-39.9% | $6,843-36.9% | $5,983-27.8% |
| Admin fee / account holder | $32,939 | $10,809+204.7% | $9,310+253.8% | $11,250+192.8% |