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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,006 | $96,678-58.6% | $86,640-53.8% | $139,466-71.3% |
| Participation rate | 72.2% | 74.4%-2.2pp | 71.7%+0.5pp | 80.3%-8.1pp |
| Annual return | 17.35% | 106.69%-89.3pp | 592.52%-575.2pp | 373.66%-356.3pp |
| Employer contribution / active EE | $3,341 | $3,265+2.3% | $3,024+10.5% | $4,754-29.7% |
| Participant deferral / active EE | $7,537 | $4,837+55.8% | $4,438+69.8% | $6,712+12.3% |
| Admin fee / account holder | $1,149 | $6,410-82.1% | $5,616-79.5% | $11,409-89.9% |