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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,343 | $176,120-55.5% | $159,487-50.9% | $167,553-53.2% |
| Participation rate | 63.6% | 85.0%-21.3pp | 82.8%-19.2pp | 82.1%-18.5pp |
| Annual return | 13.12% | 331.95%-318.8pp | 263.71%-250.6pp | 478.89%-465.8pp |
| Employer contribution / active EE | $2,380 | $5,299-55.1% | $4,831-50.7% | $4,840-50.8% |
| Participant deferral / active EE | $4,857 | $7,752-37.3% | $7,354-34.0% | $6,343-23.4% |
| Admin fee / account holder | $12,039 | $12,561-4.2% | $10,804+11.4% | $12,316-2.3% |