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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,090 | $175,259-80.0% | $149,723-76.6% | $139,487-74.8% |
| Participation rate | 76.2% | 83.4%-7.2pp | 78.8%-2.6pp | 80.3%-4.1pp |
| Annual return | 16.58% | 166.82%-150.2pp | 134.50%-117.9pp | 373.84%-357.3pp |
| Employer contribution / active EE | $1,861 | $5,478-66.0% | $4,821-61.4% | $4,755-60.9% |
| Participant deferral / active EE | $5,195 | $6,522-20.3% | $5,682-8.6% | $6,713-22.6% |
| Admin fee / account holder | $1,112 | $16,158-93.1% | $13,215-91.6% | $11,407-90.3% |