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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,330 | $183,592-74.2% | $155,574-69.6% | $145,877-67.6% |
| Participation rate | 78.3% | 82.7%-4.4pp | 78.2%0pp | 80.3%-2.0pp |
| Annual return | 13.16% | 61.37%-48.2pp | 64.87%-51.7pp | 551.28%-538.1pp |
| Employer contribution / active EE | $1,827 | $5,317-65.6% | $4,676-60.9% | $4,663-60.8% |
| Participant deferral / active EE | $5,140 | $6,466-20.5% | $5,629-8.7% | $6,691-23.2% |
| Admin fee / account holder | $1,606 | $19,316-91.7% | $15,914-89.9% | $13,402-88.0% |