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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,390 | $199,109-78.7% | $173,730-75.6% | $154,746-72.6% |
| Participation rate | 60.0% | 82.8%-22.8pp | 79.6%-19.6pp | 80.7%-20.7pp |
| Annual return | 20.94% | 20.02%+0.9pp | 19.96%+1.0pp | 172.34%-151.4pp |
| Employer contribution / active EE | $3,189 | $5,311-40.0% | $4,577-30.3% | $4,379-27.2% |
| Participant deferral / active EE | $4,697 | $7,113-34.0% | $6,326-25.8% | $6,730-30.2% |
| Admin fee / account holder | $628 | $20,916-97.0% | $17,523-96.4% | $14,365-95.6% |