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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,817 | $223,823-49.1% | $211,142-46.1% | $154,746-26.4% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 16.20% | 50.39%-34.2pp | 46.84%-30.6pp | 172.34%-156.1pp |
| Employer contribution / active EE | $6,357 | $6,787-6.3% | $6,442-1.3% | $4,379+45.2% |
| Participant deferral / active EE | $7,035 | $9,750-27.8% | $9,284-24.2% | $6,730+4.5% |
| Admin fee / account holder | $552 | $19,707-97.2% | $19,076-97.1% | $14,365-96.2% |