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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,509 | $135,956-94.5% | $123,894-93.9% | $273,972-97.3% |
| Participation rate | 75.0% | 84.1%-9.1pp | 81.4%-6.4pp | 83.0%-8.0pp |
| Annual return | 8.61% | 56.63%-48.0pp | 47.52%-38.9pp | 41.46%-32.8pp |
| Employer contribution / active EE | $959 | $5,170-81.5% | $4,617-79.2% | $4,869-80.3% |
| Participant deferral / active EE | $3,109 | $6,343-51.0% | $5,984-48.0% | $5,287-41.2% |
| Admin fee / account holder | $468 | $9,817-95.2% | $8,357-94.4% | $10,133-95.4% |