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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,544 | $100,139-38.5% | $85,187-27.8% | $145,884-57.8% |
| Participation rate | 69.6% | 74.1%-4.5pp | 67.5%+2.0pp | 80.3%-10.7pp |
| Annual return | 15.54% | 84.15%-68.6pp | 66.67%-51.1pp | 551.85%-536.3pp |
| Employer contribution / active EE | $1,092 | $3,238-66.3% | $2,732-60.0% | $4,662-76.6% |
| Participant deferral / active EE | $4,092 | $5,296-22.7% | $4,525-9.6% | $6,690-38.8% |
| Admin fee / account holder | $942 | $7,262-87.0% | $6,162-84.7% | $13,392-93.0% |