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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,665 | $150,447-43.7% | $136,298-37.9% | $147,586-42.6% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 26.73% | 1049.15%-1022.4pp | 5156.27%-5129.5pp | 578.59%-551.9pp |
| Employer contribution / active EE | $7,350 | $5,256+39.8% | $4,696+56.5% | $4,876+50.7% |
| Participant deferral / active EE | $4,944 | $6,631-25.4% | $6,247-20.9% | $5,439-9.1% |
| Admin fee / account holder | $493 | $10,906-95.5% | $9,244-94.7% | $10,886-95.5% |