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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,237 | $160,028+128.9% | $147,080+149.0% | $145,884+151.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.79% | 98.60%-90.8pp | 420.17%-412.4pp | 551.85%-544.1pp |
| Employer contribution / active EE | $11,462 | $5,286+116.8% | $4,933+132.3% | $4,662+145.8% |
| Participant deferral / active EE | $29,300 | $8,422+247.9% | $8,066+263.2% | $6,690+338.0% |
| Admin fee / account holder | $910 | $15,030-93.9% | $12,989-93.0% | $13,392-93.2% |