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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,797 | $65,034+2.7% | $90,970-26.6% | $79,856-16.4% |
| Participation rate | 22.6% | 61.6%-39.0pp | 69.0%-46.4pp | 69.6%-47.1pp |
| Annual return | 13.95% | 30.45%-16.5pp | 134.60%-120.6pp | 31.71%-17.8pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,222 | $2,512-51.4% | $3,373-63.8% | $3,741-67.3% |
| Admin fee / account holder | $2,521 | $4,536-44.4% | $5,961-57.7% | $5,306-52.5% |