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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,113 | $52,279-27.1% | $89,435-57.4% | $79,856-52.3% |
| Participation rate | 51.1% | 57.5%-6.4pp | 68.0%-16.9pp | 69.6%-18.5pp |
| Annual return | 17.38% | 22.16%-4.8pp | 245.55%-228.2pp | 31.71%-14.3pp |
| Employer contribution / active EE | $1,168 | $1,572-25.7% | $2,587-54.8% | $2,471-52.7% |
| Participant deferral / active EE | $2,735 | $2,740-0.2% | $3,890-29.7% | $3,741-26.9% |
| Admin fee / account holder | $1,770 | $3,356-47.3% | $4,884-63.8% | $5,306-66.6% |