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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,751 | $167,362-47.6% | $143,799-39.0% | $134,532-34.8% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -15.72% | 0.47%-16.2pp | -0.04%-15.7pp | 418.27%-434.0pp |
| Employer contribution / active EE | $4,427 | $5,620-21.2% | $4,952-10.6% | $4,741-6.6% |
| Participant deferral / active EE | $6,702 | $6,447+3.9% | $5,638+18.9% | $6,401+4.7% |
| Admin fee / account holder | $2,899 | $18,094-84.0% | $14,677-80.2% | $11,429-74.6% |