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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,728 | $138,102+33.0% | $125,381+46.5% | $134,532+36.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.80% | 750.73%-772.5pp | 572.31%-594.1pp | 418.27%-440.1pp |
| Employer contribution / active EE | $22,545 | $5,245+329.8% | $4,815+368.2% | $4,741+375.5% |
| Participant deferral / active EE | $13,905 | $7,801+78.3% | $7,448+86.7% | $6,401+117.2% |
| Admin fee / account holder | $4,054 | $11,568-65.0% | $10,007-59.5% | $11,429-64.5% |