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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,646 | $76,522-28.6% | $56,033-2.5% | $145,884-62.5% |
| Participation rate | 28.6% | 63.2%-34.7pp | 52.5%-23.9pp | 80.3%-51.7pp |
| Annual return | 9.40% | 3014.28%-3004.9pp | 1711.38%-1702.0pp | 551.85%-542.4pp |
| Employer contribution / active EE | $47 | $1,382-96.6% | $1,041-95.5% | $4,662-99.0% |
| Participant deferral / active EE | $1,643 | $2,624-37.4% | $1,954-15.9% | $6,690-75.4% |
| Admin fee / account holder | $41,025 | $3,328+1132.6% | $2,827+1351.2% | $13,392+206.3% |